BSE and NSE has started collecting GSM deposit on some specified securities from buyer at the specified rate on the trade value to discourage the trading in these securities as there fundamentals does not support there rise in price. These deposits as collected by the exchange will be refunded after quarterly review.

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KYC is a onetime exercise while dealing in securities markets. Once KYC is done through a SEBI registered intermediary broker, DP, Mutual Fund etc. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment.

No worries for refund as the money remains in investor's account.